Medicare Hospital Coverage

Part A (hospital insurance) helps pay for:

l      Inpatient hospital care,

l      Some skilled nursing facility care,

l      Hospice care, and

l      Some home health care.

Despite what many people think, Medicare covers only a small proportion of the long-term care you may need if you have a chronic illness or disability.  It does not cover personal or custodial care.

You will not pay a premium for Part A if you or your spouse paid enough Medicare taxes while working. Even if you or your spouse didn’t pay Medicare taxes while you worked, you may be able to buy Part A if you are age 65.  There is financial assistance available to help those with limited income and assets to pay their Medicare expenses.